Saving Money Without Scraping Buy

Just because you’re living the budget life while attending college doesn’t mean that you can’t squeeze things further to save some money. I know, I know — you’re already pinched and are unable to keep your expenses down from month to month, how can you possibly save a few bucks here or there?

That’s just it: if you are a full time student with little or no steady income, saving money can seem to be out of the question. But, I’m not talking about saving a lump sum rather very small amounts over time that can yield decent savings. Those monies can then be used for leisure pursuits or set aside for your rainy day emergency fund.

Let’s take a look at several ways you can squeeze out some funds without being squeezed yourself:

Your Bank – As a student, you shouldn’t have to pay a monthly service fee for your checking account. In addition, several banks offer special savings programs where they either let you “keep the change” or will automatically deduct a dollar from your account and put it into savings whenever you use your debit card. Savings accumulate slowly and steadily, but they do add up.

Meal Ticket — You’ve been avoiding the cafeteria all semester long, but maybe you really haven’t given it a chance. Instead, you’ve been scouring the supermarket for whatever suits your fancy and bringing food home to your dorm. Unfortunately, you’re paying a premium for your meals while using the college cafeteria could give to good food for a better price. Sign up for the food plan which best fits your eating habits.

Transportation — Without a car on campus, you’ve resorted to getting around town using public transit. However, the cost of hopping on a bus is expensive and you’re spending more money than ever before. Why not get a monthly pass to help you save money? Sure, your upfront costs will be higher, but by the end of the month you could save 20-40% on fares with your monthly ticket.

Rent Textbooks — We’ve mentioned several websites in the past including Chegg.com that has this type of deal, but it is worth repeating: don’t buy your textbooks. Instead, find out who is renting the books you need and you could end up saving hundreds of dollars each semester. Get the same books as everyone else uses, but rent them.

Computers — Everyone has to have a computer, right? You betcha! But the prices can be unnerving, even prohibitive. Thankfully, many personal computer manufacturers offer student discounts on hardware and software, savings that can make a huge difference to you. Consider downloading free Open Source programs too especially well known applications such as OpenOffice.

Cell Phones — Inasmuch as you love your cell phone, if you’re on anything but a family plan, then you’re paying too much for this service. Maybe you value your independence,  but cell phone plans are notoriously complicated and expensive, especially if you use it a lot and want to keep connected with all of your friends and family. Save yourself and your family big bucks by opting for a shared plan.

These are just a few of the ways you can save money while attending college. Done together and with you thinking of additional ways to save, can yield the savings you want while taking the pressure off of balancing a tight budget.

Adv. — Are you looking for ways to save money? In this economy that answer is: who isn’t? For practical ways to save, SayLowerBills.com offers to you sound tips on how to pay less for housing, family living expenses, medical care, transportation, recreation, you name it.  Free tips and tools are available at your disposal, so please visit the site to find the help that you need.

Tags: banking, banks, cell phone, checking account, computers, food, hardware, saving money, software, textbooks, transportation