College Planning Tip …

Before making a decision about credit cards, student loans, and other credit financing, take a brief moment to view our affiliated member site on credit card and debt management:

(links go to our member site at SayGoodCredit.com)

Credit Management
summary review of credit management and how to start and develop your own credit skills.

Topics include:
introduction: about credit
types of credit
what is credit management
Applying for Credit

establishing credit
maintaining good credit
repairing your credit

Debt Management
learn tactics to manage and avoid debt.

Topics include:
about debt management
how much debt
solving your debt problems

Budget Management
develop important budgeting skills while in school.

Topics include:
why budget
what’s in the budget

What to Do About Credit Cards:

Banks and other student loan companies will be marketing you with credit card offers. Their objective is to get you onto their credit card system so that they have you as a customer for life.

You will need a cash card for school. Many college-town merchants will not accept checks and you don’t want to carry around cash. But beware! Many students get into big debts with easy use of credit cards.

What Type of Credit Card for School:

1. Pre-paid credit:
   see how to use pre-paid cards to manage and budget your student funds. They work just like credit cards. But they limit your spending by the amount of money you load to the card:

   view how to use pre-paid cards to manage student loans

• view our complete college planning calendar for February