How to Extend Your Spending Power as a College Student

How to Extend Your Spending Power as a College Student
  • Opening Intro -

    One thing that you do know when you are a college student is that you will be broke most of the time.

    Unless you have rich parents or have a trust fund with your name on it, you know that as a student, you do not have much going for you in the financial department.


Sure, you can work those odd jobs, but how much can you earn as a student. Sometimes, you need and to find a way to extend your spending power and have a little bit more fun as a college student.

One thing that is the common practice among many college students is that they often get offered credit cards or student plan credit cards from minor and major financial companies all over the campus. Well, these banks will often recognize that there is a good market for this, and they will come right to the campus itself to market their credit cards. You can always spot them on the grounds of the school or sometimes even in the hall of the schools, offering these students credit cards with almost no checks or due process at all.

The thing that you be keen to know is that most students do not ask questions when they are faced with this situation and more often than not, they will simply grab the credit cards without asking how much are the interest rates and what kind of limits they are given. It is quite shocking to note that some of these rates that are being given out by the banks are high, and because of this, students often do not keep track of how much they are spending when they do whip out their credit cards to use for themselves.

plan and use a college budget

Because of this many college students often come into bad credit card debt, and this is something that is endemic all over the nation. One thing that most people notice is that these students do not track their spending and can often spend well beyond their means. They also are not aware of the obvious and the hidden interest rates that are out there in the market. So, they often cannot even meet the minimum amount when it comes to paying back the credit card company, and because of these, they are bonded to penalty fees and interest rates.

What you need to do when thinking about managing your student credit card debt is actually to get a hold of two things. One of them is your credit spending history and your credit score, which you can do online via any of the many companies that offer this service. Even if you are still a college student, financial prudence should always be your number one priority, especially if you wish to avoid a bad credit history in future. Now that you have a good idea on student loans and credit card, share the good news on social media like Facebook.


The Benefits of Student Credit Cards

College Living reference:

summary financial aid charts

SaleBestseller No. 1
Keurig K55 Single Serve Programmable K-Cup Pod Coffee Maker, Black
5103 Reviews
Keurig K55 Single Serve Programmable K-Cup Pod Coffee Maker, Black
  • WHAT'S IN THE BOX: The Keurig K55 K-Cup Single Serve Coffee Maker includes 4 K-Cup pods and a water filter handle + 2 water filters to help your beverages taste their best.
  • BREWS MULTIPLE K-CUP POD SIZES: (6, 8, 10 oz.) - the most popular K-Cup pod brew sizes. Use the 6oz brew size to achieve the strongest brew.
  • LARGE 48 oz. WATER RESERVOIR: Allows you to brew 6+ cups before having to refill, saving you time and simplifying your morning routine. The water reservoir is removable, making it easy to refill whenever you need to.
SaleBestseller No. 2
Mr. Coffee 4-Cup Switch Coffeemaker, Black, TF5
1743 Reviews
Mr. Coffee 4-Cup Switch Coffeemaker, Black, TF5
  • On/off indicator light lets you know when your coffeemaker is on or off
  • Removable filter basket lifts out for fast and easy filling and cleaning
  • Brewing pause 'n serve lets you pour a cup of coffee while the coffeemaker is still brewing
Bestseller No. 3
JavaPresse Manual Coffee Grinder, Conical Burr Mill, Brushed Stainless Steel
4270 Reviews
JavaPresse Manual Coffee Grinder, Conical Burr Mill, Brushed Stainless Steel
  • Built-in adjustable grind selector with over 18 click settings ensures you have 100% precision control over the coarseness of your Pour Over, Drip, Chemex, Cold Brew, French Press, Percolator, AeroPress, Turkish, Espresso, Keurig K Cup, Herb, or Spice grind.
  • No batteries, power, or long plastic cords needed to operate your portable compact coffee grinder, allowing you to travel with and brew freshly roasted ground coffee beans on your next camping, hiking, backpacking, or outdoors trip.
  • Convenient removeable hand crank mechanism consistently eliminates over 90% of the noise that electric grinders produce. Imagine grinding your favorite java roast quietly in an office cubicle or in your kitchen when your loved ones are fast asleep.

Last update on 2018-02-23 / Affiliate links / Images from Amazon Product Advertising API


end of post idea


Helpful article? Leave us a quick comment below.
And please share this article within your social networks.

Categories: College Budgeting