Credit Management Forms - Maps

Credit Management Map

A quick 1-Page map that summarizes your credit - debt - budgeting issues:

• reducing your debts
• improving and maintaining good credit
• building a family budget

It guides you through the credit-debt-budget process with reference links to our credit center for more information.

The map references our site at: www.SayEducate.com

File Type: pdf

Credit Scoring

The FICO score is a mathematical calculation the measures your probability to repay a loan. Measurements are base upon a number of factors that include:

• your current outstanding debt
• places and the number of times you have applied for credit
• the kind of credit you have taken out in the past
• late payments in 30, 60, and 90 day increments
• over extension of your credit lines
• liens / garnishments
• bankruptcy

This form is a quick 1-Page summary of FICO score ranges and how it rates with your ability to be approved for best rate and terms.

The scoring page references our site at: www.SayEducate.com

File Type: pdf

Credit Booklet

Need something more comprehensive about credit management? You can download our credit management booklet. It contains a summary of the following:

• credit management guide
• debt management guide
• budget management guide
• checking your credit report
• avoiding ID theft
• lowering your monthly bills

The booklet references our site at: www.SayEducate.com

File Type: pdf