Government (Federal) Loans

brief review of government loan programs

Federal Perkins Loans

low-interest rate loans (5%) available to students with exceptional financial need.

Stafford Student Loans

available to students regardless of financial need. Annual loan limits by grade level.

Parent PLUS Loan

available for parents of dependent undergraduate student. Parents can borrow up the cost of education minus awards and loan programs given to students.

Grad PLUS Loan

available for graduates and professional students. You can borrow up to the full cost of education minus awards and stafford loan limits.