Home Equity Loans

allows you to become the banker

You can use the equity value in your home to finance college education. Use a home equity credit line to pay college expenses as they occur. The flexibility of the credit line allows you to control expenses and budget repayments.

The amount you can borrow is subject to the equity value of your home. The best interest rates are available for equity credit lines at 80%LTV or lower.

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Loan Amounts

  • open a line of credit up to your approved LTV level — calculate how much you can borrow
  • pay minimum monthly payments or any additional amount when you have extra cash
  • pay down the account to zero with no prepayment charges and reuse the line over again up to your approved available balance
  • deduct interest charges from your taxes if you qualify

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Start Your Application

or dial: 1-877-777-1370

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Loan Qualifications

  • satisfactory credit history required
  • you must have equity value in your home for best rate and terms
  • payment begins 25-30 days after opening your account
  • pay minimum monthly payments or any additional amount when you have extra cash

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Interest Rates

  • rates are variable and subject to your LTV position
  • rates based on prime rate plus a margin
  • the margin is determined by the applicant's credit strength.