How to Survive College with No Cash

How to Survive College with No Cash
  • Opening Intro -

    College can be an exciting time in life, but it can also be one where you find yourself low on funds.

    However, being low on funds doesn't mean that you can't enjoy yourself, or that you need to go into debt either.


There are many ways to help make your college years more affordable, without having to make any major lifestyle changes. Here are few ways you can make the most of the money you do have while in college.

Learn to Budget

One of the simplest ways to navigate your college years when it comes to money is learning how to budget well. Creating a student budget and figuring out what it costs you to live on a monthly basis can not only be a good way to learn about finances, but help to save you money and reduce stress in the long run.

When you know how much money you have and where it’s all going, you can be better able to know how much money you have to spend, and will be less likely to find yourself with an overdrawn bank account, or any other unpleasant surprises.

Take Advantage of Discounts

Even though most businesses don’t always advertise them, lots of places offer student discounts as long as you are able to present your student ID. Because of this, it can be important to ask about a student discount wherever you go, even if you don’t think that they offer one.

Additionally, there are resources online where you can look up businesses that offer student discounts and promotions.

Cook at Home

Another way to save some money is by cooking at home. While cooking at home may not always be as fun as going out, and in college there will likely be some occasions where you will want to go out with friends, learning to make your own food at home can help you save money for those occasions. Not only will you be able to save money, but you can use it as an opportunity to expand your cooking skills and learn to create meals that you really enjoy.

Go Second Hand

Just because you don’t have a lot of spending room in your budget doesn’t mean that you can’t ever buy new clothes, or at least clothes that are new to you. Even though some may think that there isn’t much to pick from when it comes to second hand shopping, it is often possible to find high quality and name brand clothes in second hand stores at a fraction of the cost. Not only can you get clothing second hand, but you can also find other things like furniture and home goods second hand as well.

Part-Time Work

Sometimes, even with the right budgeting, you might need some extra cash to get by during college. In this situation, seeking a part-time job can be a good option. However, not all part-time jobs are created equal, so it can be important to find one that works for you and your situation.

Whether this means getting a job close to where you live so that you don’t have to spend money on gas, or working at a restaurant that offers free meals to employees so you can save money on food, it can be a good idea to find a job that offers extra benefits.

other valuable tips:

The Bottom Line

College can be an exciting time in life, with opportunities to meet new people and have new experiences, but it can also be a time when money is tight. However, that doesn’t mean that you have to let a lack of funds prevent you from enjoying your college experience.

Taking a little time to learn some money-saving strategies like budgeting, cooking at home, and keeping track of discounts can not only help you to save some money, but can also reduce some of the stress of college life, and make it easier for you to focus on what’s important, too.

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College Campus reference:

GUIDE: using private student loans


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Categories: Money Tips

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