Struggling Students: Why You Should Still Pursue a College Education

Struggling Students: Why You Should Still Pursue a College Education
  • Opening Intro -

    A lot of people talk about the college student debt crisis in scary terms: loan default, dropout rates, $1.4 trillion student loan debt.

    It's no wonder that low-income students think that there's no way that they can afford college.


This article will not only give you 4 debt-free ways that you can pay for school, it will tell you why it’s so important for low-income students to pursue post-secondary training in the first place.

According to Higher Education Today, the percentage of poor students who go directly from high school to college went down from 56 percent in 2008 to 46 percent 8 years later. What’s even more troubling about this trend is that the rate of low-income students who go directly to college from high school has only gone up by 3 percent in the past two decades.

The low rates of poor high school graduates going to college can get attributed to an improved economy. In an improved economy, more jobs become available. The people who can least afford to take 2-4 years off to go to school then take these jobs.

Isn’t An Improved Economy A Good Thing?

For job holders with a degree, a booming economy can be a great thing. According to the blog from the Los Angeles Times, college graduates will make over $2 million in their lifetime. The same blog post said that college graduates will make over $1 million more than high school graduates over their lifetime. So what this means for poor high school graduates is that skipping college can literally cost you.

4 Debt-Free Ways Low-Income Students Can Afford College

  1. Apply for Scholarships and Grant Aid:
    You can find scholarships offered by your high school’s alumni association, national organizations, merit scholarships for academic achievement, and from colleges like the Interactive College of Technology. You can find books such as Gen and Kelly Tanabe’s The Ultimate Scholarship Book, which features over $1 billion in available scholarships.
  2. Tuition Reimbursement:
    Many employers offer their employees tuition reimbursement opportunities that will pay back any tuition that the employee pays.
  3. Crowdfunding:
    Believe it or not, many people have used crowdfunding sites such as GoFundMe to pay for school.
  4. Attend Trade Schools and 2-Year Schools:
    Trade schools can act as a cost-effective way to increase your earning power. These schools help students of all income levels pay for their education.

Just because you’re a low-income student who wants to go to college doesn’t mean that you can’t go back to school. The bottom line is that there are a ton of options out there that can help you get back to school and be able to afford it. There are a ton of grants and scholarships out there that you can apply for.

You could also look into different kinds of student loans as well. You still may go into debt. You may even have to get a job to help offset some of those costs of going back to school. But regardless of your financial situation, and how good of a student you are, you shouldn’t let any of that stop you from going back to school.

College Financing reference:

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Last update on 2020-03-20 / Affiliate links / Images from Amazon Product Advertising API


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Categories: Finance