1. Obtaining Job Experience
While school is certainly important, you should make sure to focus on developing your future career in other ways well before graduation. Make sure you are working if you have time. You should absolutely be working over your summer breaks. The work you do should partially be in the form of internships. While you won’t be paid, you will gain valuable experience you can list on your resume.
2. Your Immediate Employment
If you don’t have an employer lined up immediately after graduation, you have a problem. You should start applying for work with your degree before you even graduate. Indicate your graduation date on your resume. If you have completed one or more internship programs, this can also get you in the door with many employers including the ones you interned for.
3. Paying Off Your Student Debt
Most students incur significant debt as a means of paying for their college education. Make sure you have your finances planned in a way that you can pay off the debt as quickly as possible. If you don’t pay down the balance, you could end up spending a significant amount of your income on interest.
4. Buying a Home
A second thing you should begin planning for is buying a home. While you may be used to renting, paying off a mortgage should be one of your long term goals. Develop a plan for saving up enough money to make a down payment. Also factor in mortgage payments, property taxes and more into your post-graduation budget. If you have a high paying job lined up, you may even want to see about getting pre-approved for a mortgage. Be sure to work with professionals to find the best mortgage loans in Austin.
5. For a Family
If starting a family is one of your immediate goals post-graduation, you should start planning for it early. Children are expensive to care for as your own parents probably know very well. Think about where you want to raise a family, since where you work could be permanent.
6. Retirement
While retirement may seem light years away as a college student, it doesn’t hurt to start planning for it early. Saving and investing for retirement in your 20’s could mean having hundreds of thousands or even a million dollars more when you do retire.
College is an important time in most young people’s lives. However, it isn’t actually the most important period. That comes after graduation. So it’s best to start planning for that stage of your life as soon as possible.
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